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71-year-old David Revill & his 68-year-old partner, Constance were stopped at an intersection in Stanton waiting behind a bus. Defendant admitted rear-ending Revill and pushing his car into the bus.

No cars were towed. Nor did the police make a police report. This is usually a sign of a minor accident.

Defendant State Farm argued that David & Constance were simply old and had a lot of pre-existing problems. We agreed they suffered degenerative disc disease. However, the hard evidence proved David suffered a 4 mm broad-based left paracentral disc protrusion at C4/C5. And associated tearing of supraspinous tendons. David suffered extreme pain to his right shoulder. He had surgery to repair the torn rotator cuff. Constance required only chiropractic care.

Given the severity of the accident David & Constance refused ambulance or to go to the emergency room. Instead they sought care from Dr. Bea Heller. She was immediately concerned with the results from her first examination and referred David to an orthopedic surgeon.

State Farm didn’t believe most of the care was related to the accident. State Farm offered only $15,000. We agreed to attend binding arbitration. The defendant’s policy had a maximum $50,000 coverage. David has personal Under Insured Motorist for 100/300.

Judge Gregory Munoz, ruled that David deserved more money than defendant’s policy limits and awarded $84,060.69.

March 3, 2016.

With the victory, we are now planning to litigate the UIM policy.