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Fred Loya Insurance preys on low-income drivers by offering cheap insurance rates but force many of their insureds into extensive, unnecessary litigation.
They are bottom feeders.
In the last few months Fred Loya Insurance has emerged as the most litigious insurance company. They will not settle. Now, Fred Loya is getting hammered in court.
Defendant Romero is insured by Fred Loya and made an unsafe left turn in front of Foster. Both cars were towed. Fred Loya refuses to concede liability and offered no money.
Foster is a 26-year-old waitress who lost 2 months of work. She also suffered neck and right elbow lateral epicondylitis [tennis elbow] and received chiropractic care. Pictures were shown to the jury showing numerous bruises all over plaintiff’s body.
Plaintiff demanded policy limits of $15,000. The jury awarded $34,000 to Foster. Stephen Smith, DC testified for his patient against defendant’s biomechanical engineer -- and the jury believed the doctor and the plaintiff.
Foster vs. Romero, 20 STCV 04900 , Los Angeles Superior Court, Hon Randolph Hammock. December 8, 2021
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